Specially Designed For GELFAAM Members
What are the Exposure of Insurance Agent ? 保险代理员的风险?
When you try to provide customers with the most professional services, there may be professional negligence that may cause failure to procure the necessary insurance protection based on the client’s request; loss or damage to documents; negligence in handling customer sensitive information; or other incidences that cause delay or fail to deliver services & etc……Your clients have the rights to take legal action against you for any financial losses !!!
In the event of the above situation, PROFESSIONAL LIABILITY INSURANCE can provide you with legal and financial support.
当你努力地为客户提供最专业的服务时，却有可能发生专业疏忽，未能正确的给客户提供最理想的方案; 遗失或损毁文件； 非蓄意泄漏客户敏感资料; 或者其他意外事故及一些不能预计的情况, 导致服务不能顺利进行或者按照计划完成等。你的客户有权利透过民事诉讼，向你提出索偿，追讨一切经济上的损失 ! ! !
一旦遇到以上的情况,专业责任保险能提供您法律上的支援，以及财务上的帮助。
GELFAAM Professional Indemnity Insurance Scheme – Coverage in a Glance
GELFAAM 专业责任保险 – 受保范围一览
|
Professional Services Covered
受保的专业服务 |
a)Sale, Distribution and / or Promotion of life insurance policies
(including investment -linked and takaful) and General Insurance Policies for GELM, GETB & GEGM 销售，分享和/或推广GELM，GETB和GEGM的人寿保单（包括投资挂钩和回教保险）及普通保单 b)Sale, Distribution and/or Promotion any Collective Investment Scheme such as but not limited to Unit Trust 销售，分享和/或推广任何集体投资计划，例如但不限于单位信托 c)Will Writing 遗嘱写作服务 |
|
Territorial Limit 受保范围限制 |
Worldwide excluding USA/Canada and all Sanction Countries
全球不包括美国/加拿大和所有制裁国家 |
|
Jurisdiction Limit 管辖权限制 |
Malaysia 马来西亚 |
|
Retroactive Date
追溯日期 |
Full or Unlimited (subject to no known claims and / or circumstances, allegations or
incidents giving rise to claim) 全部或无限（如果没有已知的索赔和/或已知会引起索赔的情况，指控或事件） |
|
Period of Insurance 保险期限 |
12 months 12个月 |
|
Deductible/Excess 自付额 |
RM1,000 |
|
Automatic Extensions
自动添加保障 |
1) Legal Personal Representative 法定个人代表 2) Libel and Slander 诽谤与污蔑 3) Intellectual Property Infringement 知识产权侵权 4) Loss of Documents 文件丢失 |
|
Special Extensions1
特殊添加保障 1 |
Fraud & Dishonesty of Downline (for Option 3, 4 and 5 Only) 下线的欺诈和不诚实 （仅适用于投保选项3,4和5） |
|
Special Extensions2
特殊添加保障2 |
Legal Costs & Expenses (without existence
of liability) 法律费用及开支（没有法律责任的情况下） |
GELFAAM Professional Indemnity
Insurance Scheme – Plan Options
GELFAAM
专业责任保险 – 投保选项
|
Category 项目 |
Agent , CA & LIA Only |
GSM & USM Only |
|||
|
Options 投保选项 |
Option 1 |
Option 2 |
Option 3 |
Option 4 |
Option 5 |
|
Limit of Indemnity
（any one claim and in the
aggregate） |
RM250,000 |
RM500,000 |
RM500,000 |
RM1,000,000 |
RM2,000,000 |
|
Special Extensions 1 : Fraud & Dishonesty of
Downline
（any one claim and in the
aggregate）
特殊添加保障 1 ： 下线的欺诈和不诚实（单项以及每年总索赔限额） |
Not Applicable |
Not Applicable |
RM20,000 |
RM50,000 |
RM100,000 |
|
Special Extensions 2 :
Legal Costs & Expenses
(without existence of
liability)
（any one claim and in the
aggregate）
特殊添加保障 2 ：法律费用及开支（没有法律责任的情况下） （单项以及每年总索赔限额） |
RM20,000 |
RM20,000 |
RM20,000 |
RM50,000 |
RM100,000 |
|
Annual Gross Premium
(before applicable tax, if any)
每年保费 （税前，如有） |
RM155.00 |
RM230.00 |
RM300.00 |
RM400.00 |
RM500.00 |
FOR APPLICATION FORMS & FURTHER INFORMATION
PLEASE CONTACT GELFAAM
Call 03-9200 6300
WhatsApp 03-6200 6400
e-mail to gelfaam@gelfaam.com
欲知更多详情与申请方式，请通过以下方式联络 GELFAAM
致电 03-9200 6300
WhatsApp 03-9200 6400
电邮至 gelfaam@gelfaam.com